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Bank of Clark County Rates
Week of 06-30-2008

Deposit Rates:
The following are rates and annual percentage yields for each deposit balance tier. Other deposit tiers are available. Minimum or initial deposits do apply. Fees or other charges may reduce earnings. On Certificate of Deposits early withdrawal penalties will apply. FDIC Insured. Please Contact Us for current rates, terms and conditions.

Consumer Money Market Account

Daily balance	Interest Rate	Annual Percentage Yield
$10,000	1.50%	1.51%
$50,000	2.00%	2.01%
$100,000	2.20%	2.22%
$500,000	2.20%	2.22%
$1,000,000	2.20%	2.22%

Business Money Market Account

Daily balance	Interest Rate	Annual Percentage Yield
$10,000	1.25%	1.26%
$50,000	1.85%	1.86%
$100,000	2.15%	2.16%
$500,000	2.15%	2.16%
$1,000,000	2.15%	2.16%

182-Day Certificate of Deposit

Initial Deposit	Interest Rate	Annual Percentage Yield
$10,000	2.45%	2.47%
$50,000	2.62%	2.65%
$100,000	2.65%	2.68%

1 Year Certificate of Deposit

Initial Deposit	Interest Rate	Annual Percentage Yield
$10,000	2.50%	2.53%
$50,000	2.65%	2.68%
$100,000	2.70%	2.73%

18 Month Certificate of Deposit

Initial Deposit	Interest Rate	Annual Percentage Yield
$10,000	2.58%	2.61%
$50,000	2.70%	2.73%
$100,000	2.75%	2.78%

2 Year Certificate of Deposit

Initial Deposit	Interest Rate	Annual Percentage Yield
$10,000	2.65%	2.68%
$50,000	2.75%	2.78%
$100,000	2.80%	2.83%

Consumer Loan Rates:
Please contact us for current loan rates for any of your consumer loan needs.

Mortgage Rates:

Conforming Fixed Rate Loans (Loan amount of < $417,000)

Term	Rate	Loan Fee	Annual Percentage Rate (APR)
30 Year	6.125%	1.00%	6.262%
15 Year	5.625%	1.00%	5.850%

Jumbo Fixed Rate Loans (Loan amount of > $417,000 – maximum $600,000)

Term	Rate	Loan Fee	Annual Percentage Rate (APR)
30 Year	6.625%	1.50%	6.797%
15 Year	6.375%	1.50%	6.655%

Adjustable Rate Loans*

30 Yr. Term	Rate	Loan Fee	Annual Percentage Rate (APR)
3 / 1 Adj.	6.125%	1.00%	9.997%
5 / 1 Adj.	5.625%	1.00%	8.615%
7 / 1 Adj.	5.875%	1.00%	8.288%

*Rate may increase after consummation.

Above rates and APR’s are for residential owner occupied single family mortgages. Conforming and adjustable rate loans are calculated on a loan amount of $300,000 with an LTV of 80%. Jumbo rates and APR’s are based on a loan amount of $600,000 with an LTV of 80%.

Programs, rates, terms and conditions may be contingent on credit score, LTV and loan amount, subject to change without notice. Credit is subject to approval. Normal credit standards apply. Other rates and programs are available upon request. Please contact us for a current mortgage quote.